general advice warning

 Any advice in this publication is general in nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.

Before making a decision to acquire a financial product, you should and read the Product Disclosure Statement  (PDS) relating to that product.  

Past performance is not a reliable guide to future returns. The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. 

In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in anyway. 

Opinions constitute our judgement at the time of issue and are subject to change. Neither licensee or the National Australia Bank Group of companies, nor their employees or directors give any warrenty or accuracy, nor accept any responsibility for errors or omissions in this document.