About Us
Planning Futures
At Brillo Wealth, we take a holistic approach to managing your wealth by connecting all the financial areas of your life into one comprehensive plan based on your unique resources, goals, risk tolerance and time frame. Our aim is to map a solid wealth creation plan for our clients, backed by a sound wealth protection plan.
A well-balanced plan replaces random financial decisions with a clear strategy that integrates your diverse professional and personal objectives into a disciplined course of action. Our advisory relationship develops into a close collaboration as we partner with you to bring your abstract dreams for the future into focus.
A Proven Approach
We start by clarifying our fee structure and explaining the different ways we can help.
Our aim is to provide customized wealth management and financial planning services in an open and transparent format.
Why Us?
We understand that when it comes to personal finance, there is no one size fits all strategy.
Our main focus is to be your life partner in wealth creation as well as wealth protection. We carefully analyse your financial goals and objectives. Strategies are then designed to suit your individual circumstances.
Dishna Wijenayake
PRINCIPAL FINANCIAL ADVISER
“Taking the time to listen to a client's individual situation is critical in structuring an effective financial plan. Achieving the best financial outcome for my clients is something I value and am committed to above all else.”
Dishna is a Certified Financial Planner (CFP®) and a SMSF Specialist Adviser (SSA™),
PRINCIPAL FINANCIAL ADVISER
“Taking the time to listen to a client's individual situation is critical in structuring an effective financial plan. Achieving the best financial outcome for my clients is something I value and am committed to above all else.”
Dishna is a Certified Financial Planner (CFP®) and a SMSF Specialist Adviser (SSA™), who has over 15 years of experience.
She holds a Masters degree in Practising Accounting and a Bachelor of Business from Monash University.
What we do
Cashflow Management
Self-Managed Super Funds
Cashflow Management
Effective management of your cash flow is key to a solid financial plan.
Your future wealth will be determined by the ability to generate excess cash, and how you choose to invest it.
We can help you effectively manage your cash flow through our proven money management strategies and help you take control of your finances.
Superannuation
Self-Managed Super Funds
Cashflow Management
We stay abreast of all aspects of superannuation legislation to ensure we have a clear understanding of the benefits that can be achieved by implementing a tailored superannuation strategy.
We can assist you with a wide range of superannuation solutions.
Self-Managed Super Funds
Self-Managed Super Funds
Self-Managed Super Funds
A Self Managed Super Fund (SMSF) gives flexibility, control and investment choice back to the investor over the management of their superannuation benefits.
However, there are many aspects to consider before going down this road.
We can help you decide if this is the correct choice for you. If it is, we will guide you through the process of setting up and management of your SMSF.
Investment Advice
Retirement Planning
Self-Managed Super Funds
A good investment strategy can be fairly boring by nature. It is important to have a long term vision and keep things consistant.
This is why we are convinced that most people need a partner to help them along this path.
We provide investment advice in a number of areas including;
- Tax effective investing
- Investing through various structures (i.e. trusts, companies)
- Negative Gearing
- Investing for children
At Brillo Wealth our investment philosophy is keeping things simple, yet effective.
Retirement Planning
Retirement Planning
Retirement Planning
The very concept of retirement can be emotional one and conjures up different images for different people. We have come to realise over the years that one reason why people avoid 'retirement planning' is that the prospect of ceasing work altogether fills them with dread.
Questions such as 'will I have enough money?', or 'what will I do after I stop working?' are enough to create so much doubt that the issue becomes too difficult to think about.
We can help you through a process specially tailored to your needs and goals to make your retirement potentially the most fulfilling time of your life.
Wealth Protection
Retirement Planning
Retirement Planning
Being successful with money is as much about protecting the wealth you have worked hard to accumulate as it is about creating it.
There are some setbacks that can take years to recover from, and can strike without warning at any time. It makes sense to have a sound personal insurance plan in place to deal with these risks to ensure you and your loved ones are fully prepared for unexpected events.
Personal insurance advice we provide include;
- Life Insurance
- Total & Permanent Disability Insurance
- Income Protection
- Critical Illness
Estate Planning
Centrelink and Aged Care
Estate Planning
We spend a lifetime building our wealth.
However, failure to plan for its preservation, and ultimately its transfer to future generations can result in devastating, unintended consequences.
Working collaboratively with your family and legal advisors, we can help identify specific strategies to maximize your estate as well as the smooth transition of your wealth to intended beneficiaries.
Business Owners
Centrelink and Aged Care
Estate Planning
Business Succession Planning can be stressful because of the many emotional and legal considerations involved.
Creating and maintaining a business succession plan is critical to ensure successful business succession and avoid financial setbacks.
Services we provide Business Owners include;
- Key Person Insurance - protect the key people and revenue of your business
- Partnership Protection - ensure you have appropriate funding mechanisms in place for buy/sell partnership agreements
Centrelink and Aged Care
Centrelink and Aged Care
Centrelink and Aged Care
Whether you’re experiencing financial hardship, have a disability, or are on the pension, Centrelink has a variety of payments that could assist you. We can help you to find out entitlements you may qualify for and provide ongoing assistance.
Knowing what to do and what your options are when you or your loved ones can no longer live independently can be confusing. Getting the right advice early will help you make the best choices. We can guide you through the aged care process and plan ahead to maximise benefits.